You work, pay taxes, pay into Social Security, do everything you were told you're supposed to do. You finally retire. At first you're doing fine.
You were smart. You paid off your humble home before, so you wouldn’t have a house payment. Two decades later, the roof starts leaking.
They say it will cost $15,000+ to re-roof your home. Two decades later, your itty bitty Social Security check barely keeps the lights on.
You eat Top Ramen, and Vienna sausages for two months, just to save $500 for a quick fix. But the leaks keep coming.